Our Story

The team at Lammel & Associates provides its clients with a comprehensive approach to risk management, developed through decades of experience in servicing clients through a variety of industries.  L&A team members have proudly worked on accounts ranging from small local operations to the Fortune 100.  This has forged within our team a deep understanding of the challenges that a company will face from startup through significant growth. 
 
Whether we are consulting with clients in insurance program design, marketing to carriers, dealing with risk finance or claims, our team is firmly committed to developing long term relationships with our clients and supporting them in achieving their strategic goals and objectives.

Principals

  • W. Joseph Lammel, CPCU

    For over 40 years, Joe Lammel has serviced clients across the United States as a trusted advisor in helping his clients manage risk to protect the corporate balance sheet.  He has extensive experience across a variety of industries including construction, transportation, financial services, non-profits, warehousing, and mining.  In addition to his property and casualty insurance experience, he has developed wide-ranging expertise in employee benefits, surety, and risk retention group management.
     
    Joe has spent his entire career in Memphis and the surrounding area, having worked for both insurance carriers and brokers.  During his four decades in the insurance brokerage business, he has held direct responsibility for office management, hiring, sales, marketing and overall client service.
     
    He is a graduate of the University of Memphis and holds the Chartered Property & Casualty Underwriter (CPCU) designation, is an Accredit Advisor in Insurance and a member of the National Association of Surety Bond Producers.  He has served or currently serves on the Board of Directors of the Memphis Development Foundation, Mid-South Regional Blood Center, Blood Systems, Inc., and St. Agnes Academy / St. Dominic School.

  • Matthew J. Lammel, JD

    With over 15 years in the insurance and risk management industry, Matt Lammel has spent much of his career specializing in large, loss sensitive insurance programs for clients in a variety of industries including transportation, manufacturing, retail, and mining.  He also has extensive experience in the management, regulation, and operations of risk retention groups, risk purchasing groups, and captives.  He has counseled clients in areas such as risk identification and mitigation, insurance program design, collateral, alternative risk finance techniques, captive utilization, legal and regulatory insurance issues, and claims.
     
    Prior to the founding of Lammel & Associates in 2016, Matt gained valuable experience at two large multinational insurance brokers in the Memphis area.  Before entering the brokerage industry, he was engaged in the private practice of law.
     
    A graduate of the University of Mississippi School of Business and the University of Mississippi School of Law, Matt is a licensed attorney in the State of Tennessee and a member of the Memphis, Tennessee, and American Bar Associations.